No KYC · Non-custodial · Private

Swap USD Coin → Stellar (no KYC)

USDC → XLM (Stellar mainnet) on Web3Swap: fees show before you broadcast. After USD Coin confirms on ERC-20 on Ethereum, payout leaves toward your XLM address — usually minutes, not an account review queue.

    Start swap

    You Send
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    All fees included
    Estimated rate: -
    You Get
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    Three steps on Web3Swap

    1. Enter the USDC size and paste the Stellar payout address for Stellar mainnet on this Web3Swap ticket.

    2. Confirm Exchange to lock the live Web3Swap quote and reveal this ticket’s deposit details.

    3. Broadcast exactly that USDC amount to the deposit. After ERC-20 on Ethereum confirms, XLM is paid to your wallet.

    Before you broadcast

    • ERC-20 USDC follows Ethereum confirmation times.
    • Send USDC on Ethereum mainnet only for this route — not Polygon, Base, or Solana USDC.
    • Leave ETH in your wallet for gas when sending USDC.
    • If XLM is late, refresh your wallet and re-check the ticket. When a payout hash is already listed, email or SimpleX support with your Exchange ID — Web3Swap has no login that lists expired orders.
    You send

    USDC tickets — ERC-20 unless the badge says otherwise

    USD Coin on Ethereum mainnet is the default on this hub. A Solana or L2 USDC send will not credit an ERC-20 Web3Swap deposit — match the mint before you broadcast.

    USDC on Ethereum mainnet

    Use an ERC-20 compatible Ethereum address. L2 USDC is a different asset on-chain.

    Gas fees apply to token transfers — ensure sufficient ETH balance.

    You receive

    Stellar tickets — memo when required

    XLM powers Stellar’s low-cost payment network. If the Web3Swap ticket shows a memo, enter it exactly or the deposit may never credit.

    XLM not visible yet?

    Resync your Stellar wallet. If the order shows a sent transaction, verify the address and memo match your wallet.

    When will XLM arrive?

    Stellar settlements are usually very quick once your deposit confirms.

    • Check Stellar Expert or a similar explorer with the payout tx hash.
    • Confirm whether your wallet needs a destination memo for incoming funds.
    • Keep a small XLM reserve if your wallet requires a minimum balance.

    Deposit checklist

    Chain mismatches and bad addresses are the usual failure modes — skim these notes before you fund the deposit.

    USDC vs USDT: pick the right network ERC-20, TRC-20, and other networks are not interchangeable. Sent crypto to the wrong network? Wrong chain sends often cannot be reversed — learn what to check first. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting. What each swap status means From awaiting deposit to complete — read each status on your order page.

    How Web3Swap works

    Asset hubs

    More anonymous no-KYC lanes and chain notes for each coin.

    USDC Swap USD Coin (USDC) — no KYC hub XLM Swap Stellar (XLM) — no KYC hub

    Other pairs on this route

    XLM → USDC Convert Stellar to USD Coin with top rates and low fees where the market allows. No profile, no hosted balance. USDC → BTC Instant USD Coin → Bitcoin: anonymous no-KYC, wallet-to-wallet, payout after confirmation. USDC → XMR Instant USD Coin → Monero: anonymous no-KYC, wallet-to-wallet, payout after confirmation. USDC → ETH Instant USD Coin → Ethereum: anonymous no-KYC, wallet-to-wallet, payout after confirmation. USDC → USDT Move USDC (ERC-20) to USDT (TRC-20) with no KYC. Non-custodial stablecoin route — live quote, no account, minutes on Web3Swap. USDC → USDT Convert USD Coin to Tether with top rates and low fees where the market allows. No profile, no hosted balance. USDC → SOL Exchange USDC for SOL without signup — privacy-first, non-custodial, fees shown before you send. USDC → ZEC Exchange USDC for ZEC without signup — privacy-first, non-custodial, fees shown before you send. USDC → BNB USDC to BNB via Web3Swap: fast, secure, no user data stored — paste a receive address and broadcast the deposit. USDC → LTC Convert USD Coin to Litecoin with top rates and low fees where the market allows. No profile, no hosted balance. USDC → XRP USDC to XRP via Web3Swap: fast, secure, no user data stored — paste a receive address and broadcast the deposit. USDC → TRX USDC to TRX via Web3Swap: fast, secure, no user data stored — paste a receive address and broadcast the deposit.

    FAQ for this route

    Do I need KYC or a Web3Swap login for USDC → XLM?

    No. A standard USD Coin → Stellar ticket on Web3Swap skips signup and ID upload. You stay self-custodial on both legs.

    How soon does XLM usually arrive?

    After the ERC-20 on Ethereum deposit is final, many payouts leave within minutes. Congestion on ERC-20 on Ethereum or Stellar mainnet can stretch that — mempools and fees set the clock, not a compliance hold.

    Does Web3Swap custody my USDC or XLM?

    No. You broadcast USDC from a wallet you control; XLM pays only to the address you paste. Nothing sits as a named Web3Swap balance.

    What if I send USDC on the wrong rail?

    Match ERC-20 on Ethereum exactly as printed on the Web3Swap ticket badge. A wrong-chain deposit often cannot be credited automatically — verify before you broadcast.