No KYC · Non-custodial · Private

MATIC/XLM wallet exchange

A Web3 no-KYC MATIC-to-XLM lane: the live number appears first, you fund from a wallet you control, and payout is automatic on Stellar mainnet. Nothing sits under a Web3Swap username between the two legs.

    Start swap

    You Send
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    All fees included
    Estimated rate: -
    You Get
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    Three steps on Web3Swap

    1. Enter the MATIC size and paste the Stellar payout address for Stellar mainnet on this Web3Swap ticket.

    2. Confirm Exchange to lock the live Web3Swap quote and reveal this ticket’s deposit details.

    3. Broadcast exactly that MATIC amount to the deposit. After Polygon mainnet confirms, XLM is paid to your wallet.

    Before you broadcast

    • Polygon confirmations are usually fast — often within a minute.
    • Send MATIC on Polygon PoS mainnet only — not Ethereum or other L2s unless your order says otherwise.
    • Use a Polygon-compatible wallet and address (0x…). Leave enough MATIC for gas.
    • If XLM is late, refresh your wallet and re-check the ticket. When a payout hash is already listed, email or SimpleX support with your Exchange ID — Web3Swap has no login that lists expired orders.
    You send

    Polygon tickets — PoS rail, not Ethereum L1

    MATIC/POL powers Polygon’s low-fee EVM environment. Web3Swap Polygon tickets reject Ethereum-mainnet assets — match the PoS badge before you broadcast.

    MATIC on Polygon mainnet

    Use a Polygon PoS wallet for deposits. Do not send MATIC on Ethereum mainnet — wrapped versions are different assets.

    Leave enough MATIC in your wallet to cover gas on top of the swap amount.

    You receive

    Stellar tickets — memo when required

    XLM powers Stellar’s low-cost payment network. If the Web3Swap ticket shows a memo, enter it exactly or the deposit may never credit.

    XLM not visible yet?

    Resync your Stellar wallet. If the order shows a sent transaction, verify the address and memo match your wallet.

    When will XLM arrive?

    Stellar settlements are usually very quick once your deposit confirms.

    • Check Stellar Expert or a similar explorer with the payout tx hash.
    • Confirm whether your wallet needs a destination memo for incoming funds.
    • Keep a small XLM reserve if your wallet requires a minimum balance.

    Deposit checklist

    Chain mismatches and bad addresses are the usual failure modes — skim these notes before you fund the deposit.

    Sent crypto to the wrong network? Wrong chain sends often cannot be reversed — learn what to check first. Polygon (MATIC) deposit mistakes Polygon PoS tokens are not Ethereum mainnet tokens. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting. What each swap status means From awaiting deposit to complete — read each status on your order page.

    How Web3Swap works

    Asset hubs

    More anonymous no-KYC lanes and chain notes for each coin.

    MATIC Swap Polygon (MATIC) — no KYC hub XLM Swap Stellar (XLM) — no KYC hub

    Other pairs on this route

    XLM → MATIC Instant Stellar → Polygon: anonymous no-KYC, wallet-to-wallet, payout after confirmation. MATIC → BTC Convert Polygon to Bitcoin with top rates and low fees where the market allows. No profile, no hosted balance. MATIC → XMR Convert Polygon to Monero with top rates and low fees where the market allows. No profile, no hosted balance. MATIC → ETH Convert Polygon to Ethereum with top rates and low fees where the market allows. No profile, no hosted balance. MATIC → USDT MATIC to USDT via Web3Swap: fast, secure, no user data stored — paste a receive address and broadcast the deposit. MATIC → USDT Instant Polygon → Tether: anonymous no-KYC, wallet-to-wallet, payout after confirmation. MATIC → USDC Exchange MATIC for USDC without signup — privacy-first, non-custodial, fees shown before you send. MATIC → SOL Exchange MATIC for SOL without signup — privacy-first, non-custodial, fees shown before you send. MATIC → ZEC Exchange MATIC for ZEC without signup — privacy-first, non-custodial, fees shown before you send. MATIC → BNB MATIC to BNB via Web3Swap: fast, secure, no user data stored — paste a receive address and broadcast the deposit. MATIC → LTC Instant Polygon → Litecoin: anonymous no-KYC, wallet-to-wallet, payout after confirmation. MATIC → XRP MATIC to XRP via Web3Swap: fast, secure, no user data stored — paste a receive address and broadcast the deposit.

    FAQ for this route

    Do I need KYC or a Web3Swap login for MATIC → XLM?

    No. A standard Polygon → Stellar ticket on Web3Swap skips signup and ID upload. You stay self-custodial on both legs.

    How soon does XLM usually arrive?

    After the Polygon mainnet deposit is final, many payouts leave within minutes. Congestion on Polygon mainnet or Stellar mainnet can stretch that — mempools and fees set the clock, not a compliance hold.

    Does Web3Swap custody my MATIC or XLM?

    No. You broadcast MATIC from a wallet you control; XLM pays only to the address you paste. Nothing sits as a named Web3Swap balance.

    What if I send MATIC on the wrong rail?

    Match Polygon mainnet exactly as printed on the Web3Swap ticket badge. A wrong-chain deposit often cannot be credited automatically — verify before you broadcast.